Income Protection Policies and Dismissals

Posted in : Essential Guide to Employment Contracts on 30 November 2021
Kiera Lee
Mills Selig
Issues covered: Income Protection; Dismissal and Redundancy; Sickness and Absence

Income protection policies are a popular employee benefit. However, they throw up a few legal and practical issues that should be addressed to ensure employees are clear on the extent of the benefit and that employers mitigate against the risk of breach of contract and unfair dismissal claims.

Income protection is an insurance benefit that provides income to an individual if they are unable to work for a long period of time due to illness or injury. Subject to conditions, the employee will be entitled to receive a proportion of their usual salary for a period specified under the policy. The period usually begins after they are no longer entitled to their Statutory Sick Pay and ends when the

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This article is correct at 30/11/2021

The information in this article is provided as part of Legal-Island's Employment Law Hub. We regret we are not able to respond to requests for specific legal or HR queries and recommend that professional advice is obtained before relying on information supplied anywhere within this article.

Kiera Lee
Mills Selig

The main content of this article was provided by Kiera Lee. Contact telephone number is 028 9024 3878 or email

View all articles by Kiera Lee