Amdocs Systems Group Ltd v Langton [2021]

The claimant started employment with Cramer Systems Ltd in 2003.  His offer letter outlined a summary of benefits which included income protection payments when there was long-term sickness as well as the terms and conditions of his contract.   The detail of the income protection was that it would begin after 13 weeks of sickness and would be paid at 75% of annual salary which also took into account any state benefits being received. Additionally, there was an ‘escalator’ of 5% per annum after the first year of sickness. The basis of this was that Cramer Systems Ltd had established an insurance plan that covered both the income protection payments as well as life