Hayward v Zurich Insurance Company Plc [2015]

The employee in this case had an accident at work in which he injured his back. Some three years later he took proceedings for personal injuries. In his Schedule of Special Damages he claimed just under £420,000: that did not include damages for pain and suffering and some other unquantified losses.

The employer's insurers queried the quantum, although not the liability for damages. They thought that the Appellant had exaggerated the consequences of his injury and used video evidence to show him doing some heavy duties after his apparent injury. Nonetheless, before the case was heard, the case was settled and the Appellant received £134,973.11 in full and final settlement of his claim. So